We believe in travel for every body

Cover up to 99 years, options for all medical conditions, extras to suit all types of travellers and cover for every budget.

Whether you’re exploring Australia, backpacking exotic locations or living it up in the world’s top tourism spots, travelling is great for the soul. But things can sometimes go wrong when you least expect it and many Australian travel insurers don’t offer cover options for ages and abilities.

Why did we launch travel insurance for all Australians?

Launched as a disruptor to the market in 2019, Travel with Kit travel insurance focuses on flexibility, inclusivity, customer support on-demand, and product transparency. We believe in the transformative power of travel and that no Australian should be left behind when it comes to insuring their trip.

That’s why Travel with Kit offers affordable and flexible travel protection for all Australians. That means: Australian residents, travellers up to 99 years old, travellers with medical conditions, children up to 18 years, adventure seekers, seniors, travellers with a range of budgets, and pregnant mums to be.

By unbundling our policies to separate the must-haves of medical, luggage, cancellations and legal benefits, from risks associated with activities and specific gear like phones and surfboards, Travel with Kit allows travellers to buy only the cover they need.

To do this, we’ve split our policies into 4 base plans and 10 separate optional extras, or Packs. Our third level of customisation is our innovative additional medical cover options, empowering travellers with medical conditions not ordinarily covered by travel insurance to add the specific cover they need.

The best part? Building your perfect travel insurance policy is all so easy, online. Start by selecting a  base plan, and then add the activities or belongings you want cover for. Additional medical cover for non-included conditions is available once your personal details are added during check out.

With Kit, travel safe knowing that what’s most important to you is taken care of, without bloating your premium with unnecessary benefit

Options for every budget, every adventure

With Travel with Kit travel insurance, only pay for what you need with 4 levels of cover from Saver to Basic, Comprehensive and Domestic. By  unbundling our cover, you don’t pay for the benefits you don’t need. 

Whether you’re on a tight budget and can only afford to protect yourself in case of a medical emergency, or need more comprehensive cover to take care of cancellations, lost luggage and legal liability costs, Travel with Kit offers travel insurance plans to suit every Australian. Compare our travel insurance levels to find the right cover for you.

Bring Travel with Kit along for the ride and be covered for:

  • Emergency medical
  • Medical transport and repatriation
  • Emergency dental
  • Cash in hospital
  • Overseas funerals
  • Luggage and personal belongings
  • Passports and travel documents
  • Credit card fraud
  • Delays and cancellations
  • Travel agent cancellation fees
  • Return airfares
  • Special event travel delays
  • Emergency travel companion
  • Accidents and loss of income
  • Non-medical emergency costs
  • Legal liability 
  • Car rental excess
  • Snow and water sports
  • Pregnancy extras
  • Cruise expenses
  • Housing of pets
  • Domestic cleaning services
  • Airline hijack

10 Extras to tailor any trip

Choose your own adventure with travel insurance that covers exactly what you need and doesn’t charge you for the stuff you don’t. Tailoring affordable cover is easy with Travel with Kit 10 optional extras, designed with all sorts of travellers, trips and activities in mind.

Active travellers are protected with cover for winter sports, water sports, adventure sports, golf and cycling. Heading off on a cruise or hiring a car? We have a Pack for both. Pregnant? Extend your weeks from 26 to 32 and get extra medical cover for pregnancy specific emergencies. Travelling for business? Insure your equipment and emergency hire costs. Finally, can’t live without your phone? Our device pack provides extra cover for those all important mobiles, tablets and laptops.

  • Bicycle Pack – $5,000 cover for one bicycle
  • Business Pack – $2,500 cover for business equipment,  hire and staff replacement costs.
  • Cruise Pack  – Unlimited medical and $3,000 lost baggage.
  • Golf Pack – $1,500 cover for golf gear.
  • Pregnancy Pack – extended medical from a standard max of 26 weeks to 33 weeks, and from 19 to 23 weeks with twins. 
  • Car Rental Excess Pack – $5,000 insurance excess payout.
  • Snow Pack – $1,500 cover for snow sports gear and unlimited medical.
  • Water Sports Pack – $2,000 diving equipment cover.
  • Device Pack – $10,000 cover for up to 5 devices.
  • Adventure Pack – Unlimited medical and $1,000 cover for equipment and unlimited medical.

Live Chat and customer support on demand

We’re travellers too and strongly recognise the need for a range of support and contact methods. Not only do we offer round the clock support via our emergency contact phone number, we can also be reached during business hours via email, social media and super convenient Live Chat during business hours. 

Savvy customers want answers on demand, which is why we’re proud to offer 150 – and growing – FAQs, all easily searchable via our Live Answers section at the bottom right of your screen. Simply type in your question and you’re bound to get the answers you need instantly. 

Claim smarter

We’re all about giving you the info you need to claim quickly and avoid common claims pitfalls.  We’re on call 24/7 in an emergency and offer hassle-free claims via our online claim form.

Trusted travel insurance provider

Travel with Kit is underwritten by certain underwriters at Lloyds and powered by Australia’s  leading insurance technology provider, Insured by Us. Learn more about what goes on under our hood here.

Understand your cover

Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch

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