Cover,Places,Travel Warnings

No Go Zone: The Countries We Can’t Insure You For

21 April 2019

We get it. Your wanderlust knows no boundaries. Warzones, quakezones, no-go-zones – these are some of your favourite places. But did you know there’s a list of countries that most insurers can’t provide cover for? Read on to see the places that the Australian government, and we, would rather you curb your lust for.

Planning a visit to Venezuela to see the highest uninterrupted waterfall in the world? Or maybe a jaunt through Mali to visit the revered Grand Mosque of Djenné? You might want to rethink your itinerary for just a second.

Both countries come with a warning to ‘do not travel‘ on the Department of Foreign Affairs and Trade’s (DFAT) Smartraveller website. This is the reddest ‘red flag’ warning on DFAT’s four-tier travel advisory system.

As of April 2019, DFAT applies a “do not travel” advisory to 13 countries. You’ll find the obvious conflict zones in the mix like Afghanistan, Iraq and Syria, as well as newer entries like politically flammable Venezuela.

You can see which countries are deemed risky on the Smartraveller site. 

Countries on the ‘do not travel list’ are the places where travel insurance providers can’t look after you if should need to claim. That’s why we automatically prevent red flag countries from being added to your insurance policy at quote phase.

Afghanistan
Burundi
Central African Republic
Chad
Iraq
Libya
Mali
Niger
Somalia
South Sudan
Syria
Venezuela
Yemen

Of course you can go to these places if you wish, but if something happens during your time in a ‘do not travel’ country we won’t be able to support your claim.

Reconsider your need to travel

It’s worth checking out the next level down from ‘do not travel’, which also includes a tally of 14 countries including tourist favourite, Egypt.

The  ‘reconsider your need to travel’ list doesn’t automatically put you in the insurance no-claim zone, but these are the sorts of destinations where things can change rapidly, so best to keep an eye on them too if you’re planning to go rogue on your next overseas mission.

Algeria
Bangladesh
Burkina Faso
Democratic Republic of the Congo
Egypt
Eritrea
Haiti
Iran
Mauritania
Nigeria
North Korea (Democratic People’s Republic of Korea)
Pakistan
Saudi Arabia
Sudan

 

 

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Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch

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