Cover,Places,Travel Warnings

No Go Zone: The Countries We Can’t Insure You For

7 January 2020

We get it. Your adventure-lust knows no boundaries. Warzones, quake zones, no-go-zones, these are some of your favourite places. But did you know there’s a list of countries that most insurers can’t provide cover for? Read on to see the places that the Australian government, and we, would rather you curb your lust for.

As at January 2020. Planning a visit to Venezuela to see the highest uninterrupted waterfall in the world? Or maybe an adventure through Mali to visit the revered Grand Mosque of Djenné? You might want to rethink your itinerary for just a second.

Both countries come with a warning to ‘do not travel‘ on the Department of Foreign Affairs and Trade’s (DFAT) Smartraveller website. This is the reddest ‘red flag’ warning on DFAT’s four-tier travel advisory system.

At the time of writing, DFAT applies a “do not travel” advisory to 13 countries. You’ll find the obvious conflict zones in the mix like Afghanistan, Iraq and Syria, as well as newer entries like politically flammable Venezuela.

You can see which countries are deemed risky on the Smartraveller site. 

Countries on the ‘do not travel list’ are the places where travel insurance providers can’t look after you, should need to claim. That’s why we automatically prevent red flag countries from being added to your insurance policy during the creation of your quote.

No-claim zone

Central African Republic
South Sudan

Of course you can go to these places if you wish, but if something happens during your time in a ‘do not travel’ country we won’t be able to support your claim.

Reconsider your need to travel

It’s worth checking out the next category  down, called ‘reconsider your need to travel’. Here you’ll find a tally of 14 countries including tourist favourite, Egypt.

The ‘reconsider your need to travel’ list doesn’t automatically put you in the insurance no-claim zone, but these are the sorts of destinations where things can change rapidly, so best to keep an eye on them too if you’re planning to go rogue on your next overseas mission.

Burkina Faso
Democratic Republic of the Congo
North Korea (Democratic People’s Republic of Korea)
Saudi Arabia

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Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch