Golf Pack

Golf gear sure doesn’t come cheap, so if the clubs are coming with, pack in a little extra insurance to cover against damage and theft.

Travel insurance for golf gear

The Travel with Kit Golf Pack provides cover for loss or damage to your own golf equipment, golf equipment hire, unused golf costs, and hole-in-one customary food and beverage expenses.

If during your trip your golf or golfing equipment is lost, stolen or accidentally damaged, we will pay whichever is the less of the following:

  • the cost to repair the item
  • the cost to replace the item
  • the cost of repairing or replacing the lost or damaged part of a pair, set or collection
  • what you originally paid for the item.

Keep in mind

You are not covered if the loss or damage occurred while the golf equipment was in use.

  • we may choose to replace or repair the item rather than paying you
  • a pair or set of items is considered one item
  • if you leave your lost or stolen golf equipment in a motor vehicle, we will pay a total of $1,500 for stolen items
  • you must give us a statement from an appropriate authority that you lodged a report with them within 24 hours of the loss or theft

In addition toWhat we don’t cover at all’, we will not pay for:

  • damage to items while in use
  • items left unattended
  • electrical or mechanical breakdown
  • damage caused by wear and tear, vermin or any process of cleaning, repairing, restoring or alteration
  • items sent under the provision of any freight contract
  • items forwarded in advance and unaccompanied
  • loss or damage caused by detention, confiscation or destruction by customs or other officials or authorities.

Please see the Combined Product Disclosure Statement and Policy Wording for full details.

Own golf equipment

If during the period of insurance and whilst on a trip, your golf equipment is lost, stolen or damaged then we will at our discretion either:

  • reimburse the value of the golf equipment after allowing for reasonable depreciation for items that are more than two years old
  • arrange and pay for, or reimburse the cost of, repairing or replacing the golf equipment with articles in the same condition but not with articles better or more extensive than the golf equipment were when new.

The most we will pay is $1,500.

keep in mind

You must report your loss or theft to the police or responsible public transportation provider within 24 hours and provide us with a written record prepared by the police or public transport provider at the time the loss or theft is reported.

Golf equipment hire

If during the period of insurance and whilst on a trip, your golf equipment is lost, stolen or damaged and a claim has been accepted by us under the Own golf equipment benefit, or delayed by your public transportation provider by more than 24 hours, then Travel with Kit will reimburse the cost of hiring alternative golf equipment up to $500.

keep in mind

You must report your loss or theft to the police or responsible public transportation provider within 24 hours and provide us with a written record prepared by the police or public transport provider at the time the loss or theft is reported.

Unused golf costs

If during the period of insurance and while on a trip, you suffer an accidental injury or sickness and a doctor certifies you are unable to use your pre-booked and pre-paid green fees, golf buggy hire, or golf club hire then we will reimburse you for the non-refundable cost of the unused portion up to up to $500.

keep in mind

Any claims must be accompanied by a copy of a medical report provided by a doctor detailing the nature and extent of the accidental injury or sickness and as a result confirming your inability to play golf.

Hole-in-one

If during the period of insurance and whilst on a trip, you score a hole-in-one while playing golf, and you purchase customary food and beverages at the golf club house for the purpose of celebrating then we will reimburse you for the customary food and beverage expenses incurred up to $500.

keep in mind

Any claims for reimbursement must be accompanied by a copy of the certificate issued by the club for the hole-in-one and original receipts supporting the incurred amount.

Understand your cover

Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch

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