Is my medical condition covered?

Travel with Kit offers specific cover for medical conditions not automatically covered by most travel insurers.

The purpose of medical cover in a travel insurance policy is to cover you for an accidental injury or a sudden illness. When your medical emergency is due to a pre-existing condition you had prior to starting your trip, it’s important to check that your insurer will cover your medical claim.

In most cases, a list of about 45 pre-existing conditions are automatically covered, like asthma and reflux. See if your condition is listed here.

If your condition is not on the list, don’t worry. Travel with Kit offers additional insurance for medical conditions not automatically covered.

Our ability to offer additional cover will depend on a few factors related to your individual condition and situation, so to check, you’ll need to complete a short medical screening during your online quote.

Simply answer a few questions about your condition at Step 2 of your quote.

You will be asked to confirm that you or any other listed traveller has a pre-existing medical condition that is not automatically covered.

If you answer yes, you will be asked a series of questions which will help us determine if we can add special cover to your policy.

Once the assessment is complete, you will know whether your condition can be covered or not, and what the applicable additional charge will be. If you’re happy to proceed, you can finish buying your policy at Step 3 of your quote.


Understand your cover

Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch